About one-third without private liability insurance are still. Many liability policies is no longer up-to-date. Because there were some changes in the insurance market in recent years, insurance should look now if they pay too much or whether changes need to be made. A lot has happened in the last two years. Who has insured the liability, which should now take its police out of the closet and carefully go through. Decisive criterion for most insured persons is of course the post. There are now many new insurance products, which are cheaper and offer more performance.
If you pay too much, with a free online comparison of the personal liability insurance, you can check easily and quickly. A more favourable insurance is found, you can complete also online this. Who compares in the Internet, which should take care in the form of comparison that that the services be dialed correctly. A liability for damage to persons and together 3 million euro to pay, should be extended at least to 5. It is advisable to consider the participation of self critically. If this a massive saving is possible, one can consider them.
However, the amount of the excess should be chosen deliberately so that it finally is not at all mishaps self-payers. The agreement of a failure cover may also be very useful. It pays if one is damaged, the culprit but has no own liability insurance and is insolvent (bankruptcy). Unfortunately, this case happens only too often. Finally still a third of Germans have no personal liability insurance. In fact, this important insurance in every household should exist. Who must pay damages of a liability liability, can ruin this for decades financially and harm to their own future development. Because it is liable for a damage with his entire personal fortune until the damage is fully paid. Since personal injury several million euros expensive can be, everyone should spend a few euros a month for a private liability insurance. The policies are available already for under 2 euros. That should be its future worth each.