Hedge care case is not always important, only the proportion of older people will rise steadily in the coming years and decades. Also, the percentage of dependent persons. The personal protection of a private care insurance is all the more important. While the media increasingly address the issue of care risk, abides by the consequence of the citizens, but still within limits. Less than ten percent of German citizens have already completed a nursing insurance.
The reasons for the low rate of insurance are complex. For one, many care insurance product design not on right off the bat are understanding. The nursing risk is too far away, though already affordable to have a good hedge for people between twenty and forty years many younger people. Some older persons the protection becomes too expensive or is no longer lockable because of existing medical conditions. The high supply gap and the financial consequences are often is not known. About 2.4 million people in Germany are already care.
The Government services offer however no sufficient protection, so that in case of care often own savings assets must be used or even the income of children will be applied if there is no adequate protection or wealth exists. In practice, is the social welfare office in advance and then demands the maintenance claims for children. A modern care insurance offers a wide range of services: a financial monthly payments in case of maintenance. These can be determined in the contract itself, and can be set depending on the level of care. It is also important here that the insurer provides certain financial services for dementia, if there is no care level. Boost options are also important if necessary every few years to adjust the insurance protection. Illness in long-term care as a 24-hour hotline, emergency aid in the event of an emergency, transport and moving into a nursing home, menu service, In addition, laundry service, maintenance training for the relatives or the installation of home alarm systems offered by some insurers. The sooner you take care of the care insurance, the insurance is more affordable. More information around the topic of insurance long-term care can be found on the website. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: Yuri Arcurs / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de, the company has specially to the needs of private individuals and professionals not specialized consultancy-bound insurance representatives of individual insurance company want, but want to based on independent calculations of comparison inexpensive and powerful companies get quotes. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.